| Benefit |
|
|
|
| |
| Yearly maximum up to |
SG$4,000,000 |
|
|
| Area of Cover |
| Area of Cover |
1. Worldwide
2. Worldwide excluding USA
3. Asia |
| Outside Area of Cover |
Emergency treatment only up to SG$250,000 |
| In-patient and Daycare Treatment |
| Daily Accommodation Charges |
Standard single room |
|
Hospital Charges
This benefit pays for hospital charges given between admission and discharge including:
| 1) |
diagnostic procedures |
| 2) |
surgical procedures |
| 3) |
operating theatre charges |
| 4) |
nursing care, drugs and dressings |
| 5) |
surgeons’ and anaesthetists’ charges |
| 6) |
intensive care unit charges |
| 7) |
consultations and physiotherapy while admitted for treatment of an eligible medical condition and when such treatment directly relates to it |
| 8) |
radiotherapy and chemotherapy |
| 9) |
kidney dialysis |
| 10) |
computerized tomography, magnetic resonance imaging, x-rays and other such proven medical imaging techniques |
| 11) |
special nursing in hospital |
|
Included |
| Organ transplant |
Included |
| Reconstructive Surgery |
Included |
| Surgical Implants |
Included |
| Companion Accommodation up to |
SG$190 per night |
| Cash Benefit |
SG$300 per night |
| Pre-hospitalization Treatment (up to 60 days before admission) |
Included |
| Post hospitalization Treatment (within 90 days after discharge) |
Included |
| Out-patient Treatment |
| Primary and Specialist Care |
Included |
| Surgical Procedures |
Included |
| Emergency Treatment due to accident |
Included |
| Radiotherapy and Chemotherapy |
Included |
| Kidney Dialysis |
Included |
| Computerized tomography, magnetic resonance imaging, positron emission tomography and gait scans |
Included |
| Hormone Replacement Therapy (HRT) |
Included |
| Physiotherapy, Occupational Therapy and Speech Therapy |
Included |
| Alternative and Wellbeing Medicine |
|
| Consultation and treatment provided and prescribed by a qualified and registered chiropractor, podiatrist, dietitian, naturopath, acupuncturist, homeopath, osteopath, physiotherapist and Traditional Chinese medicine practitioner up to |
SG$1,600 per year |
| Vaccination up to |
SG$2,000 per year |
| Health Screen up to |
SG$1,350 per year |
| Dental Treatment |
| Accidental Damage to Natural Teeth |
Included |
| Oral and Maxillofacial Surgery |
Included |
| Routine Dental Care up to |
80% of eligible expenses incurred up to SG$1,600 per year |
| Optical Benefit |
| Routine Optical Care up to |
SG$380 per year |
| Emergency Evacuation and Repatriation |
| International Emergency Medical Assistance (IEMA) |
Included |
| Maternity Benefit |
| Investigation into Infertility up to |
SG$2,500 in a member’s lifetime
|
| Pre and Post-natal Complications |
Included
|
| Pregnancy and Delivery up to |
SG$19,000
|
| New Born Accommodation |
Included |
| New Born Cover |
| Acute Medical Condition (excluding congenital conditions) |
Included |
| Treatment of Congenital Conditionsup to |
SG$44,000 per year |
| Other Benefits |
| Home Nursing |
Included |
| Ambulance Transport |
Included |
| Psychiatric Treatment up to |
SG$10,000 per year |
| Pre-existing Conditions andCongenital Conditions up to |
Years 1 & 2: SG$3,000
Available only after 270 consecutive days membership
Subsequent years: SG$6,000 |
| Treatment for HIV / AIDS as a result of occupational accident or blood transfusion up to |
SG$13,000
per year
Available after 36 consecutive months membership |
| Artificial Limbs up to |
SG$3,800 every 3 years |
| Medical Aids and Durable Medical Equipments up to |
SG$600 per year |
| Hospice and Palliative Care up to |
SG$52,000 in a member’s lifetime
Available only after 365 consecutive days membership SG$40,000 in a member’s lifetime |
