Benefit |
|
|
|
|
Yearly maximum up to |
SG$4,000,000 |
|
|
Area of Cover |
Area of Cover |
1. Worldwide 2. Worldwide excluding USA 3. Asia |
Outside Area of Cover |
Emergency treatment only up to SG$250,000 |
In-patient and Daycare Treatment |
Daily Accommodation Charges |
Standard single room |
Hospital Charges This benefit pays for hospital charges given between admission and discharge including:
1) |
diagnostic procedures |
2) |
surgical procedures |
3) |
operating theatre charges |
4) |
nursing care, drugs and dressings |
5) |
surgeons’ and anaesthetists’ charges |
6) |
intensive care unit charges |
7) |
consultations and physiotherapy while admitted for treatment of an eligible medical condition and when such treatment directly relates to it |
8) |
radiotherapy and chemotherapy |
9) |
kidney dialysis |
10) |
computerized tomography, magnetic resonance imaging, x-rays and other such proven medical imaging techniques |
11) |
special nursing in hospital |
|
Included |
Organ transplant |
Included |
Reconstructive Surgery |
Included |
Surgical Implants |
Included |
Companion Accommodation up to |
SG$190 per night |
Cash Benefit |
SG$300 per night |
Pre-hospitalization Treatment (up to 60 days before admission) |
Included |
Post hospitalization Treatment (within 90 days after discharge) |
Included |
Out-patient Treatment |
Primary and Specialist Care |
Included |
Surgical Procedures |
Included |
Emergency Treatment due to accident |
Included |
Radiotherapy and Chemotherapy |
Included |
Kidney Dialysis |
Included |
Computerized tomography, magnetic resonance imaging, positron emission tomography and gait scans |
Included |
Hormone Replacement Therapy (HRT) |
Included |
Physiotherapy, Occupational Therapy and Speech Therapy |
Included |
Alternative and Wellbeing Medicine |
|
Consultation and treatment provided and prescribed by a qualified and registered chiropractor, podiatrist, dietitian, naturopath, acupuncturist, homeopath, osteopath, physiotherapist and Traditional Chinese medicine practitioner up to |
SG$1,600 per year |
Vaccination up to |
SG$2,000 per year |
Health Screen up to |
SG$1,350 per year |
Dental Treatment |
Accidental Damage to Natural Teeth |
Included |
Oral and Maxillofacial Surgery |
Included |
Routine Dental Care up to |
80% of eligible expenses incurred up to SG$1,600 per year |
Optical Benefit |
Routine Optical Care up to |
SG$380 per year |
Emergency Evacuation and Repatriation |
International Emergency Medical Assistance (IEMA) |
Included |
Maternity Benefit |
Investigation into Infertility up to |
SG$2,500 in a member’s lifetime
|
Pre and Post-natal Complications |
Included
|
Pregnancy and Delivery up to |
SG$19,000
|
New Born Accommodation |
Included |
New Born Cover |
Acute Medical Condition (excluding congenital conditions) |
Included |
Treatment of Congenital Conditionsup to |
SG$44,000 per year |
Other Benefits |
Home Nursing |
Included |
Ambulance Transport |
Included |
Psychiatric Treatment up to |
SG$10,000 per year |
Pre-existing Conditions andCongenital Conditions up to |
Years 1 & 2: SG$3,000 Available only after 270 consecutive days membership Subsequent years: SG$6,000 |
Treatment for HIV / AIDS as a result of occupational accident or blood transfusion up to |
SG$13,000 per year Available after 36 consecutive months membership |
Artificial Limbs up to |
SG$3,800 every 3 years |
Medical Aids and Durable Medical Equipments up to |
SG$600 per year |
Hospice and Palliative Care up to |
SG$52,000 in a member’s lifetime
Available only after 365 consecutive days membership SG$40,000 in a member’s lifetime |